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The default-increasing effects of distance are substantially dampened at credit scoring banks, however, suggesting that hard-information lending approaches may outperform soft-information, relationship-based lending approaches in long-distance situations. The views expressed here are those of the authors and do not necessarily reflect the views of the Office of the Comptroller of the Currency or the US Treasury Department. We use cookies to help provide and enhance our service and tailor content and ads.

My Story: From Borrower To Lender

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The Debtor is SLAVE to the Lender!!! (4/24/09-51)

Abstract Over the past decade, the distances between small businesses and their bank lenders have increased substantially, as increasing numbers of bank lenders have implemented credit-scoring models to evaluate the creditworthiness of small businesses. The loan was approved and she used the money to buy rice from members of both the Sigui Diya and Nyeta cooperatives for future sale.

The Borrower-Lender Relationship: A Two-Way Street | Beef Magazine

Moreover, 47, producers and 10, people in other agricultural-related business areas have adopted technologies and management practices promoted by the project to grow their businesses. She then reimbursed the loan from the microfinance institution. She also continued to buy cereal products from cooperative members that she resold in the local market. I help my husband to take care of our children.

That fund has allowed her to provide credit to other producers. Skip to main content.

Agency for International Development. Search Google Appliance Enter the terms you wish to search for. The Diversification of a Malian Rice Grower.